Terms & Conditions

Last updated: 12 August 2026

These Terms and Conditions ("Terms") govern your access to and use of the website and services of the National Financial Literacy Advocacy ("NFLA", "we", "us", "our"). By accessing our website or engaging with our programmes, you agree to be bound by these Terms. If you do not agree, please do not use our website or services.

1. About NFLA

NFLA is a South African women-led entity based in Sandton, focused on building an economically inclusive nation through consumer financial education, youth acceleration, MSME capacity building and cooperative support. NFLA is registered with the National Credit Regulator (NCRCP15760) and the Financial Sector Conduct Authority (FSP53128).

2. Use of Our Website

You agree to use our website only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use and enjoyment of, this website by any third party. You may not use our website to transmit any unlawful, defamatory, harassing or harmful material.

3. Intellectual Property

All content on this website, including text, graphics, logos, images and the NFLA name and branding, is the property of NFLA or its licensors and is protected by South African and international intellectual property laws. You may not reproduce, distribute or create derivative works from any content on this site without our prior written consent.

4. Programme Participation

Participation in NFLA programmes, including the Consumer Financial Education programme, Youth Acceleration Programme, MSME Capacity Building initiative and the Procurement & Investment/Funding Readiness Programme (PIRP), is subject to eligibility criteria and available capacity. Submitting an enquiry or application does not guarantee acceptance into a programme. NFLA reserves the right to determine eligibility and admission at its sole discretion.

5. No Financial or Investment Advice

Content provided on our website and through our programmes is for general educational and informational purposes only and does not constitute financial, credit, investment or legal advice. You should seek independent professional advice before making any financial decisions.

6. Third-Party Links and Partners

Our website may contain links to third-party websites, including funders and partner organisations, and may reference services such as FinFind. We do not control and are not responsible for the content, accuracy or practices of any third-party websites.

7. Communication Channels

Where you contact us via WhatsApp, email or our website chat assistant, you consent to receiving responses through that same channel. Our chat assistant provides general information only and its responses do not constitute formal advice or a binding commitment by NFLA.

8. Limitation of Liability

NFLA makes reasonable efforts to ensure the information on this website is accurate and up to date, but makes no warranties or representations as to its completeness or accuracy. To the fullest extent permitted by law, NFLA shall not be liable for any direct, indirect or consequential loss arising from your use of this website or reliance on its content.

9. Changes to These Terms

We may update these Terms from time to time to reflect changes in our services or legal requirements. Continued use of our website after changes are posted constitutes acceptance of the revised Terms.

10. Governing Law

These Terms are governed by the laws of the Republic of South Africa, and any disputes arising from these Terms shall be subject to the jurisdiction of the South African courts.

11. Contact Us

If you have any questions about these Terms and Conditions, please contact us:

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